Put homebuying within reach with a 3% down payment
We want to help more people buy a home of their own, even without a large down payment. Reach out to a home mortgage consultant to discuss loan amount, loan type, and property to ensure eligibility.
Low down payment and out-of-pocket costs
- Get a conventional fixed-rate mortgage with a 3% down payment.
- Use down payment and closing cost sources like gift funds and down payment assistance programs.
- Qualify with no area median income requirements.
Being an informed homeowner
- Ask how homebuyer education and an eligible down payment may qualify you for a closing cost credit.
- With a low down payment, mortgage insurance is required and increases loan cost and monthly payment.
- See what options might be a good fit for your situation with our loan comparison tool.